11/13/2023 0 Comments Loan forgiveness university of phoenix![]() ![]() When TCF analyzed the new data, it found a disproportionate concentration of predatory behavior among for-profit colleges. 2 The data represents the first-ever public record of the number of claims students have filed against each and every higher education institution in the country. Now, in response to a Freedom of Information Act (FOIA) request from TCF, the Department of Education has provided information that sorts all 98,868 borrower defense claims received as of August 15, 2017, by school. While the department previously has revealed small amounts of information on borrower defense complaints, including the number of claims that are pending and that have been approved, the government has never before released a comprehensive list of schools accused of predatory behavior. Department of Education about nearly 100,000 “borrower defense claims”-applications for loan relief from students who maintain that they have been defrauded or misled by federally approved colleges and universities. The Century Foundation (TCF) has obtained new data from the U.S. Instead of implementing a new process developed in 2016 along with rules to prevent further abuses, the Department of Education is going back to the drawing board.The Department of Education currently has a backlog of 87,000 unreviewed borrower defense claims.The schools with the most complaints are known bad actors with records that include multiple investigations and lawsuits for deceptive and predatory practices. ![]() The Century Foundation reviewed data on 98,868 “borrower defense claims” filed with the Department of Education and found 98.6 percent of them were from students saying they were misled by for-profit schools.8Additional Data Sources, by Publication Date.5The Need to Maintain Effective Guidelines to Protect Students.4The Backlog in Processing 87,000 Borrower Defense Claims.2Why Would a Former Student Pursue Borrower Defense?.1The Rising Tide of Borrower Defense Complaints.Manning wrote that those borrowers “could have their forbearances extended if their applications are still pending. And while most borrowers are given a grace period from their loan payments while they wait, the department said it has expired for “fewer than 50 borrowers” and that “these are exceptions.” But over the next six months, the period is set to expire for 31,000 borrowers. Information is provided upon request.”īorrowers who are awaiting a decision from the department have continued to accrue loan interest, which the department revealed amounts to $143 million. The letter from Manning says that while the department “is in the process of establishing reports including borrower defense information, there are currently no regularly produced reports provided to senior officials. Since then, the department has released little information about its progress, and questions sent to a spokeswoman have gone unanswered.Įven top officials in the department aren’t being briefed on the progress, according to the records sent to Durbin. ![]() DeVos called it “a muddled process that’s unfair to students and schools.” In June, Education Secretary Betsy DeVos said that “promises made to students under the current rule will be promises kept” and added that her office was working to discharge more than 16,000 loans that were previously approved to be erased under Obama.īut in the same announcement, DeVos unveiled plans to rewrite an Obama-era regulation known as the borrower defense to repayment rule, which aimed to quicken the path to loan forgiveness when schools commit fraud, and to hold those schools financially responsible. Many advocacy groups and some Democrats in Congress have urged the department to clear the backlog, saying the delay has left thousands of borrowers strapped with debt that’s eligible to be erased under existing federal rules. Although most come from Corinthian and ITT students, others are from people who attended schools that are still in operation, including DeVry University and the University of Phoenix. ![]() Overall, the department said there are more than 65,000 pending claims for relief. The number of new applications is likely to swell even further, experts say, amid a campaign by many state attorneys general to notify students who might be eligible for loan relief. ![]()
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11/13/2023 0 Comments Naked mole rat rufus![]() ![]() The character has been called a fan favorite and one of the series' most popular characters by reviewers. After considering having the character portrayed by either a live or puppeted mole-rat in the live-action film, the filmmakers opted to make Rufus computer-animated instead, spending several months finalizing a design that was realistic yet appealing. The character is anthropomorphic, but apart from the occasional spoken word communicates using mostly squeaks and giggles, improvised by Cartwright. The writers took several creative liberties that differentiate Rufus from real naked mole-rats, such as a longer lifespan and more palatable appearance. Series creators Bob Schooley and Mark McCorkle created Rufus at the behest of Disney Channel executives who insisted that the animated series feature an animal sidekick, conceiving the character as a naked mole-rat to trick the network into uttering the word "naked" whenever possible. Residing and traveling in his owner's pocket, Rufus accompanies Kim and Ron on missions to protect the world from evildoers, at times proving beneficial to their success. Voiced by actress Nancy Cartwright, Rufus is a pet naked mole-rat owned by Ron Stoppable – Kim Possible's best friend and sidekick – and first appears in the show's pilot episode "Crush", which premiered on June 7, 2002. Rufus is a fictional character in the American animated television series Kim Possible (2002–2007) and its 2019 live-action film adaptation. ![]() 11/13/2023 0 Comments Amazon past orders 2020![]() The ever-increasing dominance of ecommerce is also changing the way we browse the internet. According to Amazon customer demographics, 65% of consumers aged 33 to 40 years visit Amazon at least a few times per week. Plus, almost half (48%) of Amazon Prime members buy online once a week or more frequently.Ħ. Moreover, 18% of Feedvisor’s survey respondents admit to buying online a few times per week. Thus, it’s clear that the retail culture now relies heavily on ecommerce. Overall, 58% of consumers shop online at least once every few weeks. 85% of consumers aged 18 to 32 years buy online at least a few times per week. Namely, the Amazon demographics report reveals that more than 1.9 million small and medium-sized businesses sell via this ecommerce platform. That’s why the number of these companies in the Amazon marketplace continues to grow. Small and medium-sized businesses account for around 60% of retail sales on Amazon.Īmazon provided SMBs with a platform to sell their goods to a global audience hassle-free. Therefore, the outbreak of COVID-19 boosted the need for efficient and reliable delivery.ĭespite our need for instant gratification, only 6% of consumers say they rely on same-day deliveries. 43% of consumers say that Amazon has become more important to them because of the pandemic.Īccording to a recent Amazon shopper survey, 19% of consumers say that next-day delivery is among the main reasons they shop on Amazon. More precisely, around 1.5 million sellers are active today. However, most registered sellers are no longer active, but they have products listed for sale. The Amazon marketplace has 387,000 new sellers this year. ![]() In total, the Amazon marketplace has 6.3 million sellers worldwide. As expected, Amazon tops the list of the most popular apps.įor instance, Amazon user statistics show that the second most popular app is Walmart’s app, with around 86 million monthly users. In September 2019, Amazon’s mobile shopping app had 150.6 million users.Īmazon was among the pioneers of online shopping, and it also played a vital role in the rise of mobile shopping. Therefore, SEO specialists working on affiliate websites should pay attention to the following numbers. Thus, Amazon provides the perfect opportunity for businesses to reach a massive audience. Over the years, Amazon has grown into an ecommerce juggernaut with hundreds of millions of consumers. ![]() 79.8% of Amazon customers say that free and fast shipping is the primary reason for shopping on the platform.43% of consumers click on Amazon ads while browsing the web.The average age of an Amazon consumer is 37.The average Amazon Prime member spends $1,400 a year on online shopping.The Amazon Prime membership base has over 200 million users worldwide.85% of young consumers buy online at least once a week.The global Amazon marketplace has 6.3 million sellers. ![]() Amazon’s mobile shopping app had 150.6 million users in 2019.Top Amazon Customer Demographics and Stats | Editor’s Choice So, let’s check out the latest data related to Amazon demographics. Likewise, SEO specialists can use these insights to improve their content and digital marketing strategies. That’s why learning about Amazon demographics can provide marketers with a better understanding of consumer behavior. On top of that, Amazon’s subscription services attract millions of users worldwide. We all know that Amazon is the largest online retailer of electronics, clothing, music, books, and many other goods. ![]() 11/13/2023 0 Comments Dvdfab crack![]() ![]() Remini video, no more worrying about the video resolution, make video high resolution, and the resolution of repaired video is up to 4K!.Black and white video clips are supported, enjoy hd videos although it’s old.Enhance old films and documentaries to better quality, fix video easily, ai upscale your blur videos to get better video quality! Enhancefox, dogs and cats videos.Do you hate blur videos, want to upscale video, smooth video, improve video quality to hd? HiQuality have kind of “video sharpen” and “video fix” features, if you like to make your blurry video to clear video, then you must try this blur video editor!.Online social apps always blur video, but HiQuality unblur video, now you can stop worrying about blurry downloaded videos!.Enhance all kinds of videos downloaded from the Internet with ai video enhancer. ![]() Enlarger the pixels, enhance video quality, video fix, make video clearer and high resolution, and the resolution of enhanced video is up to 4K!.Restore color and line details, make blurry video unblur, upscale video resolution and enlarge video size.Enhance Anime, 2D and 3D cartoons by using advanced AI technology.If you like “video brightener” and “video fix” features, or if you’d love to make your blurry video to high resolution, then you have to try Video Beautification in this ai video enhancer!Īnime Enhancement.Suitable for your idol’s livestreaming screen records!.Add more facial details, such as eyelashes and hair can also be restored.Enhance selfie videos to better quality, unblur video to get better quality video, enlarger video and make video hd with ai video enhancer.Come and start to enhance video quality and make video clear! Whether you want to enhance your selfies, anime, 2D and 3D cartoons, black and white movies, even all the videos downloaded from Tiktok and Youtube, HiQuality can help you to improve the resolution into HD videos by using the most advanced Al algorithm. With just one tap, you can make all the videos clearer, and the resolution can be up to 4K. The most professional video quality enhancer in the market. Read more: Girlfriend photo editor, AI Photo Enhancer - Denoise it, Women Day Photo Frames, Photo Resizer: Crop, Resize, S. Note: Before installing the APK MOD, you need to uninstall the original version or another MOD version. Once you have completed the above step, you can go to the "Download" folder in the file manager and click on the downloaded MOD APK file.Īfter the installation is complete, you can open the application and experience as usual.Enable the "Unknown Sources" setting: Go to Menu > Settings > Security > and check for unknown sources so that your phone can install applications from sources other than the Google Play Store.To install software anywhere else, you have to enable installation from third-party sources.Then wait a few seconds for the system to automatically download the AI Video Enhancer - HiQuality MOD APK / DATA file ![]() You can download it by clicking the download button below the article. ![]() To download AI Video Enhancer - HiQuality (Premium Unlocked/VIP/PRO) APK and other applications at you should see the instructions below. Install AI Video Enhancer - HiQuality MOD APK Features MOD APK of AI Video Enhancer - HiQualityĭownload AI Video Enhancer - HiQuality MOD APK with Premium Unlocked/VIP/PRO. ![]() 11/13/2023 0 Comments Avg cleaner free![]() ![]() A custom scan lets you choose individual files and folders to scan instead of an entire drive. Smart scan checks for viruses and rootkits in the memory, boot sectors, autorun entries, and other areas like the registry and system folder. There are three different scan types: smart scan, full scan, or custom scan. The GUI version has a familiar program interface which is much easier to use. In addition to the regular, installable Comodo Antivirus software, Comodo also has a free bootable antivirus program.Ĭomodo Rescue Disk can be launched from a USB device or disc in either text-only mode or with a full graphical user interface (GUI). The program itself hasn't been updated in a long time It's difficult to use the file/folder-level scan option The download page lists all the programs included on it. ![]() This also means you can copy files off your computer if necessary (like for backup reasons). ![]() You can also browse your hard drive, so if you know where a pesky virus is located, and you'd rather delete it yourself, it's fairly easy to do so. I find this far easier to use than the text-based programs listed below, plus it means it includes other Windows programs, like Command Prompt. In addition to its virus scanners from four companies-ESET, McAfee, Kaspersky, and Malwarebytes-are hard drive recovery and backup tools, system info utilities, and network scanners.Īs you scan see in my screenshot, this bootable rescue suite lets you use your mouse and navigate through a desktop interface, much like you can in Windows. Hiren's BootCD PE includes a suite of fix-it tools that make it indispensable for those times when you can't boot into your computer. In Windows 11, for example, go to Settings > Privacy & security > Windows Security > Virus & threat protection > Scan options > Microsoft Defender Antivirus (offline scan). Visit the link below to download this tool, or if it's built-in to your version of Windows, you can find it in Settings. This program supports quick virus scans, full scans, and custom scans so that you can choose your own folders and drives to scan. You can also view quarantined files and exclude files, folders, and extension types from scans. It's built-in to Windows 11 and Windows 10 (it's called Microsoft Defender Offline in those version), otherwise you can download it for older Windows versions or those newer ones if the computer won't start.Īn important feature I appreciate is that its definitions (the rules for finding threats) can be updated directly from the disc, which lots of bootable virus checkers can't do. Windows Defender Offline is a bootable virus scanner from Microsoft that sports a full user interface. Since the most serious of viruses cause damage to the parts of your computer that allow it to start, a bootable antivirus tool can often be a powerful weapon at your disposal for getting the virus removed and your computer back up and running.Īfter trying all the bootable virus scanning tools I could find, this list represents my favorites.ĭownloads as an EXE file instead of directly as an ISO However, with one of these scanners, you create a special flash drive or disc from a working computer and then use it on the infected machine to scan the hard drive for viruses-all without needing to start Windows! It'd be hard to count how many times I've been relieved to have a couple bootable antivirus discs on hand. Why are these tools so important? If you've ever had such a terrible virus that your computer won't start at all, it's hard to know what to do next because, well, your system won't boot up! If you don't know what these are, they're simply virus scanners that start from a disc or flash drive instead of from your computer's hard drive. Below is a list of all the best free bootable antivirus programs I could get my hands on. ![]() ![]() And because it's free, there's really no reason not to try it out to see if it has the features and tools you're looking for. It works quickly, and the Batch Conversion feature makes converting multiple files at once all the more convenient. Bottom Lineįree Audio Converter is a good option, if you often need to convert files from one format to another for any number of purposes. Any Video Converter Freeware supports ripping audio tracks from CDs to MP3, WAV, WMA, Ogg, FLAC and more. While the controls and features are straightforward enough, it would be nice to have something to reference if you did have a problem. Free CD Ripper & Video to Audio Converter. Little guidance: There is really no Help file or other similar document to accompany this program. Ez Cd Audio Converter 7.1 5 Full is hosted at free file sharing service 4shared.Online file sharing and storage - 15 GB free web space. EZ CD Audio Converter is easy to use, fast, and has best audio quality. Rip audio CDs, make copies of discs, convert mp3, convert audio files, and burn audio CDs, MP3 CDs, and data discs. You can also select the output quality, with options including Original, LAME Insane, LAME Extreme, LAME Standard, High Quality, and Old Standard, among others. EZ CD Audio Converter is CD Ripper, Audio Converter, Metadata Editor and Disc Burner. Output options: Through this program, you can convert files to MP3, M4A, FLAC, ALAC, AMR, WAV, WMA, and several more. ![]() Once all the files are in place, you just have to hit Convert and let the app take care of the rest. ![]() Free download Xilisoft Video Converter to have a wonderful experience. ![]() Prosīatch conversions: You can add as many files at a time as you want to this program, provided you want to convert them all to the same output format. New version Jet audio 7.1.5, which is can encode wmv,3gp,amr,divx,avi anymore. No matter why you need to make the conversion, this software gives you the tools you need to finish off the process quickly. Any Video Converter Free Old Versions: Select Version Any Video Converter 7.1.5 Filename:avc-free.exe Details:Any Video Converter Free 2022 full offline. Free Audio Converter lets you convert files to different output formats on your Windows computer, so you can play them through various other programs and devices. ![]() 11/12/2023 0 Comments Super bowl streaker reddit![]() ![]() “Our light has always found its way through the darkness, and there’s hope on the road up ahead.” Also? Buy Jeep.īlake Shelton lets himself get roasted in this T-Mobile ad - Adam Levine sets him up with Gwyn Stefani because he is “county, uncultured, and threatened by a strong, confident woman.” Though they might want to stick to The Voice to show off their acting chops. “We can make it to the mountain top, through the desert, and we will cross this divide,” the Boss reassures you. ![]() Jeep, stretching its hands across America to tug at your heartstrings, went to New Jersey, where it enlisted Bruce Springsteen to narrate a rumination of the “ReUnited” States of America in 2021. Jeep and Bruce Springsteen Want You to Meet In the Middle Here it is in full /4J6gu7byfR- philip lewis February 8, 2021 Reddit had a 5 second #SuperBowl ad, which a lot of people missed. “Powerful things happen when people rally around something they really care about,” the spot concludes. Reddit’s ad was only five seconds long, but the text of the spot, posted by HuffPost senior editor Philip Lewis below, celebrated last month’s GameStop r/WallStreetBets pandemonium and hopes it will wrangle some new users for the site. In perhaps the evening’s most divisive spot, Oatly CEO Toni Petersson sings a slightly off-key, but clearly very passionate, lo-fi homage to the brand’s non-dairy milk in the middle of a field. He’s only pretty sure, though, that you can eat a toadstool, fight Dave Bautista, and he’s “pretty sure these hornets aren’t the murder type.” Tracy Morgan is certain you can afford a house with Rocket Mortgage. ![]() Shailene Woodley’s boyfriend Aaron Rodgers and Paul Rudd are there, too. Like a good neighbor, Drake filled in for Jake from State Farm to become … Drake from State Farm. This ad is brought to you by the letter “T”, for tip your drivers. This commercial seems like it was made in a lab for Twitter.ĭaveed Diggs and Doordash Visit Sesame Streetĭaveed Diggs and some of your favorite fuzzy, educational puppets remixed the Sesame Street classic “People in Your Neighborhood” to describe all the places you can order delivery from. The iconic moody, sensi, lanky boy, played by another iconic moody, sensi, lanky boy. Timothée Chalemet plays the Son of Scissorhands, Edgar, with Winona Ryder reprising her role as Kim Boggs. Football great Joe Montana appears in this spot for Guinness discussing what it means for anyone to be the GOAT. ![]() 11/12/2023 0 Comments Vox on two national development![]() ![]() Stellium will not receive any Vox securities as compensation for the arrangement and does not hold any interest, directly or indirectly, in Vox or its securities. Stellium will be paid USD$3,500 monthly out of the Company's cash on hand for services rendered. The Agreement has an initial term of six months, and, unless terminated by either party, will renew automatically for successive one-month periods. (" Stellium"), effective September 1, 2022, pursuant to which Stellium will provide certain investor relations and institutional market advisory services to the Company, with the aim to expand Vox's shareholder base in Europe and Australasia, in accordance with TSX Venture Exchange policies. The Company is pleased to announce that it has entered into an agreement for services (the " Agreement") with Stellium Services Ltd. ![]() If you wish to speak with a member of Vox's management team at the events listed above, please contact This email address is being protected from spambots. Vox management looks forward to engaging with investors, operating partners and royalty holders at these in-person and virtual conferences and in-person road show. ![]()
11/12/2023 0 Comments Chocolate and vanilla cake recipe![]() ![]() If you’re looking for a sweet pound cake that is full of chocolate flavor but not as intense and rich, use semi-sweet chocolate. If you use semi-sweet chocolate, the chocolate pound cake is unmistakably sweeter in nature.This pound cake was rich and chocolatey as well, but it was slightly less rich and the chocolate pound cake was a bit sweeter, yielding an overall sweeter cake. If you use bittersweet chocolate, you get an intense chocolate flavor that is slightly sweeter than unsweetened chocolate.That bitterness makes for an unmistakably rich and chocolatey cake. Unsweetened chocolate is just that-completely unsweetened, which makes it slightly bitter. If you use unsweetened chocolate, the pound cake will yield an incredibly rich chocolate flavor.However, each chocolate did give the pound cake a slightly different flavor so the long answer down below will touch on that. I tested with unsweetened chocolate, bittersweet chocolate and semi-sweet chocolate, and each pound cake tasted perfectly with each. The short answer is you can use whatever chocolate you prefer (but definitely go for a high quality baking chocolate like Ghiradelli or Baker’s). □Īll right, since I made this vanilla chocolate pound cake a bunch of times to test out the different chocolate flavors, let’s discuss what chocolate to use and why. □ Also, Starbucks Marble Pound Cake? It’s got nothing on this homemade version. I mean, it also wasn’t exactly a hardship having four pound cakes to sample. But, the perfectionist in me couldn’t handle anything less than a fairly even swirl throughout the cake. I mean, honestly, besides me, who cares what the swirl looks like? I’m pretty sure the answer is absolutely no one. Let’s just say, when it comes to pound cake, definitely line the pan with parchment paper to save yourself the headache of having to pull your chocolate marble pound cake out in pieces.Īlso, I majorly struggled to get the swirl to look just the way I wanted it to. ![]() I may of also had a few mishaps removing the pound cake from the pan, resulting in the need to make another so that I could photograph. Not only did I need to get the bake time accurate, I also wanted to experiment with different chocolate flavors in this recipe. ![]() I made this pound cake four different times. However (you knew that was coming □), I can say with almost complete confidence that if you love a classic pound cake with cream cheese and butter and all the good things in life, and that if you love rich chocolate anything, you will adore this Vanilla Chocolate Marble Pound Cake recipe. I’m sure this sounds super obnoxious, because these days, everyone is touting their desserts as “the best” this and “the best” that and truly, can any of us say with complete confidence that we have the best recipe for anything?ĭessert is completely subjective and dependent upon a person’s own taste preference. If there was a dessert depicting the 100% emoji, it would be this marble pound cake, hands down. This Vanilla Chocolate Marble Pound Cake is a true winner. It begins with a classic homemade pound cake base and is transformed into a marble pound cake with just a couple extra ingredients. I’m a sucker for pretty desserts, and this Vanilla Chocolate Marble Pound Cake recipe is so pretty yet so simple to make. Both the vanilla cream cheese pound cake and the chocolate pound cake have the same base batter, making this pretty swirled pound cake incredibly easy. This Vanilla Chocolate Marble Pound Cake recipe is a mix of vanilla pound cake and fudgy chocolate pound cake that’s topped with an easy chocolate ganache. ![]() 11/12/2023 0 Comments Dylan vox. nude![]() Vox starred in the Los Angeles premiere of Debbie Does Dallas: The Musical and the world premiere of the hip-hopera "City Kid" earning a Los Angeles Stage Alliance Ovation Award nomination and a National Association for the Advancement of Colored People theatre award nomination. Vox began working regularly with the American film studio The Asylum where he appeared in several films including the SyFy channel mockbuster Battle of Los Angeles (film) and Titanic World War II Vox has written for a number of LGBT-themed websites (including an article about gay actor Ronnie Kerr ) and writes a blog entitled "21st - Century Vox." He currently serves as the Sports Editor and as a featured columnist for. The Lair was directed by prolific American director Fred Olen Ray with whom Vox has worked with on several additional projects. Vox has appeared in the here! cable station"s gothic horror series Dante"s Cove as Colin and as a series regular in here!"s vampire series The Lair also playing a character named Colin (although they are different characters). He starred in the upcoming indie horror film Lovesick Captivity, which was directed by Creep Creepersin. Vox appeared as himself on the reality television series Fight for Fame, Open Call, and the Spike detective series Murder. He began riding horses and showed Western Pleasure placing in both regional and national competitions at an early age. Vox retired from skating and attended and graduated from law school. Vox was born in Marietta, Georgia and was adopted one month after birth by a woman (his mother) named Donna Blount. Vox has written for a number of LGBT-themed websites (including an article about gay actor Ronnie Kerr ) and writes a blog entitled "21st - Century Vox." He currently serves as the Sports Editor and as a featured columnist for .ĭylan Vox is an American actor and producer who has worked in television, film and theatre. Vox began working regularly with the American film studio The Asylum where he appeared in several films including the SyFy channel mockbuster Battle of Los Angeles (film) and Titanic World War II ![]() ![]() ![]() Atlanta, Georgia, United States of America ![]() |
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